Premium Brand Insurance

Premium Brand, Inc.

505 Old York Road Suite 110
Jenkintown, PA 19046
Phone: 215-572-0900
Toll Free: 800-220-4015
Fax: 215-572-7192
Email:
info@premiumbrandinsurance.com

Determining Your Health Rating
Selecting your health rating based on your current health,
family history, and our height & weight charts

Parameter	Preferred Plus	Preferred	Regular/Standard
Family	No cancer or cardiovascular death of either parent before age 60.	No cancer or cardiovascular death of either parent before age 60.	No more than 1 cancer or cardiovascular death of parents before age 60.
Blood Pressure	140/85	150/90	155/95
Cholesterol Levels	Under 210, HDL: Less than 5.0	Under 240, HDL: Less than 6.5	Under 280, HDL: Less than 8.00
Health History	No history of major health conditions, such as, cancer, diabetes, heart disease.	No history of major health conditions, such as, cancer, diabetes, heart disease.	Some major health conditions allowed.
Driving History	No more than 2 moving violations in the past 3 years. No record of DUI reckless driving.	No more than 2 moving violations in the past 3 years. No record of DUI or reckless driving in the past 5 years.	No more than 2 moving violations in the past 3 years. No record of DUI or reckless driving in the past 2 years.
Tobacco	No use of nicotine products in the past 3 years.	No use of nicotine products in past 3 years, also preferred smoker rates available.	No use of nicotine products in past 1 year, also standard smoker rates available.
Substance/Alcohol Abuse	No history of alcohol or substance abuse.	No history of alcohol or substance abuse.	No alcohol or substance abuse in the past 7 years.
Aviation	Available with additional riders	Available with additional riders.	Available with additional riders

Maximum Height /Weight	Preferred Plus NT	Preferred NT	Select NT & Preferred Tobacco	Standard NT & Standard Tobacco
5’0’’	146	155	165	175
5’1’’	150	160	170	181
5’2’’	154	165	175	187
5’3’’	157	170	180	193
5’4’’	163	176	186	199
5’5’’	167	181	191	205
5’6’’	171	187	197	212
5’7’’	177	193	203	218
5’8’’	183	198	208	225
5’9’’	189	204	214	231
5’10’’	194	210	221	238
5’11’’	200	216	227	245
6’0’’	206	222	233	252
6’1’’	212	228	240	259
6’2’’	217	235	246	266
6’3’’	223	241	253	273
6’4’’	228	247	260	280
6’5’’	234	254	267	288
6’6’’	239	261	274	295
6’7’’	244	267	281	303
6’8’’	250	274	288	311
6’9’’	255	281	295	318
6’10’’	261	288	302	326
6’11’’	266	295	310	334

Designed by BimSym eBusiness Solutions www.bimsym.com